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TIPS facts and figures
| Currencies |
Euro, Swedish krona, Danish krone |
|---|---|
| Launch | 2018 |
| Settlement model | Real time, central bank money |
| Scheme | SEPA Instant Credit Transfer (SCT Inst) |
| Opening hours | 24/7/365 |
| Transaction limit | No upper limit |
| % of payments processed in TIPS in less than five seconds | 99% |
| Price* | €0.002 per transaction (fee is shared equally between the sending participant and the receiving participant in TIPS) |
| Regulator | European Central Bank |
*The pricing structure for the TARGET Instant Payment Settlement (TIPS) platform is applicable as of 1 January 2024.
TIPS reachable parties
List of TIPS direct participants and reachable parties (Last update: 2 June 2025)